The Meridian Private Credit & Opportunities Note pays a fixed 10% per annum on capital deployed across a disciplined private credit and special situations mandate — for sophisticated and high net worth investors.
Both Notes share the same Meridian mandate, and differ only in how long you hold and how you are paid.
Your capital earns 10% p.a. simple interest from the day it is received. Each 12-month term rolls over automatically unless you give notice by the end of month 9.
Complete the application, pass KYC/AML checks and transfer your subscription. Interest accrues daily from receipt of funds.
To exit at the end of a term, serve a written Redemption Notice no later than the end of month 9 of that term.
With valid notice, principal and all accrued interest are paid at month 12. Without notice, the Note rolls for a further 12 months, still earning 10% p.a.
Each 12-month term rolls unless notice is served by month 9. Interest is paid with principal at redemption.
Illustrative only, assuming 10% p.a. simple interest (Actual/365) and full repayment by the Issuer. No interest is paid before redemption. Partial redemption is not permitted. Returns are not guaranteed and capital is at risk.
Meridian manages capital under a discretionary mandate split between a structured income sleeve and a special situations sleeve.
Yield-bearing positions intended to be the primary source of noteholder repayment, including:
Opportunistic capital with asymmetric return potential, including:
The following is a summary only. Read the full Risk Factors document before subscribing.
You may lose some or all of your investment. Returns are not guaranteed and the Issuer is not rated by any credit rating agency.
There is no secondary market. The earliest exit is month 12. If the month 9 deadline is missed, the next opportunity is a further 12 months later.
The Note has no fixed maturity. Capital is not returned automatically — you must actively serve a Redemption Notice each cycle.
The Manager has wide discretion. Noteholders cannot direct or veto individual investment decisions.
40% of capital carries no contractual return. Sleeve A is not broadly diversified and holds concentrated positions.
Not FCA-regulated; no FSCS or Financial Ombudsman protection. The Note is in GBP — other-currency investors bear FX risk.
Please read the Term Sheet and Risk Factors in full before applying. Payment instructions are issued to investors individually once an application has been accepted.
Meridian manages the Note's capital under a discretionary private credit and special situations mandate, aiming to fund a fixed 10% return from a disciplined core of structured income positions.
Investors hold a straightforward instrument: a registered loan note paying fixed simple interest, with a clear annual decision point on whether to stay invested or redeem.
The Note is issued by Compass Wealth International Ltd.
Takes around 15 minutes. Have your passport or national ID, a proof of address dated within the last 3 months and your source-of-funds evidence ready. Subscription is only effective once countersigned by the Issuer.
Thank you. Our compliance team will review your application and KYC documents and contact you by email, typically within 2–3 business days. Payment instructions will be sent once your application has been accepted.
Your payment reference will be:
Please do not transfer funds until you receive instructions from us. If anyone contacts you with different payment details, call us before paying.